Why Choose Mr. Cooper in White Plains, NY?

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Mr. Cooper Mortgages in White Plains, NY

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in White Plains — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in White Plains, NY. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular choice for White Plains home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan might include numerous term lengths and agreeable interest rates.

As a White Plains home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in White Plains with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in White Plains and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in White Plains. Get Started

Mr. Cooper Mortgage Refinancing in White Plains

Besides new home loans, Mr. Cooper also provides mortgage refinancing in White Plains. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your White Plains house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in White Plains to learn more about refinancing today.

Buying or Selling a Home in White Plains with Mr. Cooper

Buying a house in White Plains, NY? Then you may want to start by seeking professional guidance for how to buy a house in White Plains and get prequalified for a mortgage in White Plains. Despite New York's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in White Plains and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in White Plains, NY? Mr. Cooper can help you there, too. We're aware of the obstacles that come with selling a house in White Plains, especially when you're trying to do it for the first time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in White Plains to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about refinancing, home loans, and selling or buying a house in White Plains. We’ve got your back.

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