How Can Mr. Cooper Help You Buy a House in Somers, NY?
Buying a home can be as exhilarating as it is stressful —
and even more so when you're a first-time home buyer in Somers, NY.
Mr. Cooper is here to help you learn everything you need to know.
We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home.
Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time.
You'll learn what to ask and when, such as,
"how long has this house been on the market?" and, "how many offers has the seller received so far?"
Call Mr. Cooper to start your home buying journey.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Somers. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Somers. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Mr. Cooper can even connect you with experienced, full-service real estate agents close to you.* Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. With Mr. Cooper in your corner, you can make buying a home in Somers easier.
Sell Your House in Somers, NY with Mr. Cooper's Help
We've been there. We know that selling a house in Somers, NY is one part joy and one part stress. Sellers face roadblocks that no one else does. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Finding a new home while trying to sell your old one is just one example. The home inventory in Somers can be limited, with changes in properties available happening daily. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper knows this obstacle and can share some solutions for taking the stress out of selling your house. Other hurdles are less tangible, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to plan your move!
At Mr. Cooper, our team members can connect you to the expert resources via our affiliate that you need to overcome difficulties AND lower the amount of money you spend on closing costs and real estate commissions.* Ask about the Mr. Cooper Real Estate Rewards program in Somers to learn more!
Mr. Cooper is More Than a Home Lender in Somers
In the Somers area, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the support, service, and information you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Building credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy or sell your home even sooner.
- Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- *Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.