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Meet Mr. Cooper in Shoreham, NY

Mr. Cooper is the kind of New York home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in New York. The switch signified more than a company name change. We overhauled our business to serve you better. For one, we moved all customer service operations back to the U.S. and ended online transaction fees for on-time payments. We even revamped the customer experience and increased our services so you get quality support whether you are buying, selling, or just living in your home. We are here to serve you, both now and then.

Prequalify for a Mortgage in Shoreham, NY with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Shoreham — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Shoreham, NY. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Shoreham. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Shoreham home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Shoreham with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Shoreham. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Shoreham as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Shoreham.

Mr. Cooper Mortgage Refinancing in Shoreham

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Shoreham. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Shoreham house!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Shoreham can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Shoreham with Mr. Cooper

Are you ready to buy a house in Shoreham, NY? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Shoreham. The real estate market in New York is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Shoreham and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Shoreham, NY? Mr. Cooper can help you there, too. We're aware of the difficulties that come with selling a home in Shoreham, particularly if it's your first time doing it. As a seller, you'll get comprehensive marketing and sales service at a good value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Shoreham Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about home loans, refinancing, and buying or selling a home in Shoreham. We are here for you.

Contact Mr. Cooper Customer Service for Help in Shoreham, NY

As your partner in the homeownership journey, we remain committed to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you transfer ownership, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

Shoreham, NY Mr. Cooper Customer Reviews

Need to find some Mr. Cooper reviews? We've got 'em! Read true stories from everyday Mr. Cooper customers in Shoreham, NY. You've come to the right spot if you're hunting for Nationstar ratings or Nationstar customer service, since our company name changed in August 2017. After getting a taste of how we've simplified and accelerated the home financing process for many others, contact Mr. Cooper to see how we can help you. Getting great customer ratings and reviews in the world of home loans is hard work, and it's hard work we are willing to put in every single day.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.