All About Buying a House in Shawangunk, NY

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Get Familiar with the Lay of the Land in Shawangunk, NY

Ready to lay down some roots and buy a house in Shawangunk? Great idea! You picked a lively city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers nationwide and have the inside scoop on Shawangunk's housing scene.

Shawangunk is growing by the day, which means Shawangunk homes don't always come cheap. Sustained economic growth and cultural expansion have helped to beckon retirees, new businesses, and young families to the Shawangunk area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Shawangunk and the surrounding areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When looking to buy a house in Shawangunk, consider how near or far away the home is from the places you visit most. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Shawangunk will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Shawangunk's hottest attractions.

Are your finances in the right place to buy a home in Shawangunk? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in New York or somewhere else entirely. We work with new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Shawangunk.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Shawangunk. After that, add up the potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Shawangunk will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Make Your Move: Buy a Home in Shawangunk, NY

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Shawangunk. Contact Mr. Cooper as you prepare to buy a house in Shawangunk. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Shawangunk, NY

Take it from these Mr. Cooper home buyers and sellers in Shawangunk, NY: We love helping homeowners. Call now to see how we can serve you.

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