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Mr. Cooper Serves Setauket, NY

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Who Is Mr. Cooper in Setauket, NY?

We're a New York home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in New York. This move went beyond a basic name change. We adjusted our business for the better. For one, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We even revamped the customer experience and increased our services so you get quality support whether you are buying, selling, or just living in your home. Then and now, you are our priority.

Why Choose Mr. Cooper Mortgages in Setauket, NY?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Setauket can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Setauket — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Setauket, NY. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Setauket home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Setauket home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Setauket with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Setauket. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Setauket as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Setauket.

Refinance Your Home Loan in Setauket with Mr. Cooper

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Setauket. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Setauket home!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Setauket can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Setauket with Mr. Cooper

Buying a house in Setauket, NY? Then you'll probably want to look into getting prequalified for a mortgage in Setauket and seek professional assistance for how to buy a home in Setauket. The real estate market in New York is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Setauket and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Setauket, NY? Turn to Mr. Cooper for help. We're aware of the challenges that come with selling a home in Setauket, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Setauket to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about refinancing, home loans, and selling or buying a house in Setauket. We’ve got your back.

Need Help? Contact Mr. Cooper Customer Service in Setauket, NY

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

Setauket, NY Mr. Cooper Customer Reviews

Looking for Mr. Cooper reviews or ratings? Here they are. Read actual stories that were submitted by Mr. Cooper customers in Setauket, NY. You're also in the right place if you're looking for Nationstar reviews or Nationstar customer service, as our company name changed in late 2017. After learning more about how we've eased and expedited the home financing process for other people, reach out to experience Mr. Cooper for yourself. We know it takes hard work to get great customer ratings in the home loan world, but it's work we're willing to put in.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.