Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find Mr. Cooper Home Mortgages in Rye, NY

When you need an ally in the mortgage world, call Mr. Cooper. We're here to help with conventional, FHA, and VA loan services in Rye, NY.

Busy? Have us call you back. Call Me Back

More Information

Learn About Home Loans in Rye, NY

Mortgage Mr. Cooper is here to walk alongside you in your homeownership journey in Rye, NY. As one of the nation's largest home loan servicers and a top-20 home lender, we have the training and expertise to help you evaluate your loan options and solidify your home buying plan.

A Mr. Cooper mortgage professional can design a custom strategy that will help you tackle the home loan process with confidence. We can help you determine what today's mortgage rates are in Rye, how much house you can buy, and also get pre-approved for a mortgage in Rye. Our mortgage professionals start by evaluating your financial situation and where you are in life. From there, they compile a targeted plan to help you get the best mortgage option for you. Read on to learn more about different home mortgage options and contact a Mr. Cooper mortgage professional in Rye to get started. You can begin the pre-approval process as soon as today! Get Started

Do You Qualify for an FHA Loan in Rye, NY?

If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. About 1 in 5 of all homebuyers go with this type of government-insured loan. The loan program largely caters to homebuyers who cannot afford the usual 20% down payment that many private lenders require. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.

In the Rye area, Mr. Cooper has seen FHA loans increase in popularity alongside the rise of rental costs and student loan debt — two factors that can make it difficult to put away money for a down payment. Another benefit to FHA loans is that they're often accessible to borrowers with lower credit scores. Wherever you are on your journey, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.

Should You Pursue a VA Loan in Rye?

America's service men and women, veterans, and their spouses deserve the absolute best. If you think you might be eligible for a VA loan, Mr. Cooper can lend our expertise in helping you get qualified for a VA home loan in Rye. Reach out to Mr. Cooper if you’re ready to buy a home in Rye and think that you might be eligible for a VA loan. There are many benefits in this loan type that can make the home buying process a lot easier. VA loans offer lower rates when compared to the overall mortgage landscape. You may not be required to put down a down payment, either. Checking your VA eligibility for a VA loan in Rye is quick and easy with a Mr. Cooper professional guiding you through the application process.

Mr. Cooper Also Offers Jumbo Loans in Rye

Jumbo loans are a special financing option for some homebuyers in Rye. A jumbo loan, or a jumbo mortgage, goes beyond the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you'd like to use a jumbo loan to buy a home in Rye, you will most likely require a larger loan amount that surpasses conventional loan limits. Contact Mr. Cooper for more information on jumbo loan eligibility in Rye.

Buy a House in Rye with Help from Mr. Cooper

The mortgage professionals at Mr. Cooper are ready to walk alongside you as you buy a home in Rye. But we know that means different things to different people. Some people just want to check mortgage rates in Rye. Others want to learn how to get preapproved for a mortgage loan in Rye. And still others can't wait to pack their moving boxes and close on a home as soon as possible! No matter what you're looking for, Mr. Cooper's home buyer program in Rye can help you find it. Reach out to a mortgage professional now.

Already Have a Mr. Cooper Mortgage in Rye?

As a current homeowner, your needs are different than someone who's on the hunt for a house or who's trying to sell one. The Help Center is your first stop when you need help taking care of business. You'll find information about making mortgage payments, viewing statements, and paying property taxes. Speaking of taxes...have you ever met a homeowner who enjoyed paying property taxes? The chances are slim! That's where your escrow account comes into play if you have one. You can learn more about escrow in the Help Center, too. You may not realize it, but as a current Mr. Cooper mortgage holder in Rye, you place money in your escrow account on a monthly basis. Think of an escrow account a little like a piggy bank. We then use the money in your escrow account to pay your insurance bills and property taxes. Reach out today if you have questions about your property taxes or property tax statements. Mr. Cooper customer service agents are here to help you.

Help with Mr. Cooper Mortgage Deferral in Rye

Perhaps you started your homeownership journey without a single hiccup, but now things look different. Due to a big life change, surprise bill, or unfortunate illness, you've fallen behind on your mortgage payments. It can happen, and Mr. Cooper can help with a mortgage assistance solution that's right for your needs. Mortgage deferral is one option you may have already heard about. Mortgage payments are temporarily suspended with a mortgage deferment. This solution can offer you short-term relief when you experience a temporary speed bump in life. With that said, mortgage deferral isn't the only way to reduce mortgage payment stress. Contact Mr. Cooper as soon as you think you may have a problem paying your mortgage on time, even if you think you need a "Nationstar deferral." The sooner you reach out, the sooner we can put together a plan for you. We've found solutions for plenty of homeowners looking for help with Mr. Cooper or Nationstar deferrals in Rye.

Mr. Cooper Reviews for Rye, NY

Read reviews from actual Mr. Cooper home mortgage customers in Rye, NY.

Overall Rating

out of 5 stars ( customer reviews)

We're changing the face of home loans.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.