Contact Mr. Cooper in Rye, NY

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Rye, NY?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Rye can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Rye can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Rye, NY. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Rye home buyers. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Rye home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Rye with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Rye as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Rye. Get Started

Mr. Cooper Refinancing in Rye

Mr. Cooper offers mortgage refinancing in Rye in addition to new home loans. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Rye home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Rye can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Rye with Mr. Cooper

Are you ready to buy a house in Rye, NY? Then you may want to start by seeking professional guidance for how to buy a house in Rye and get prequalified for a mortgage in Rye. New York's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Rye and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Rye, NY? Turn to Mr. Cooper for help. We're aware of the difficulties that come with selling a home in Rye, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Rye to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about refinancing, home loans, and selling or buying a house in Rye. We are here for you.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.