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The Process of Buying a Home in Pomfret, NY

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Get Familiar with the Lay of the Land in Pomfret, NY

Thinking about buying a home in Pomfret? Congratulations! You've chosen a colorful city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Pomfret housing market.

Pomfret's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Sustained economic growth and cultural expansion have helped to attract entrepreneurs, retirees, and new graduates to the Pomfret area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Pomfret and its nearby areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Pomfret, consider the home's location in relation to your everyday activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Pomfret will help you see how the northern part differs from the southern part, what the communities are like, and where to find Pomfret's coolest attractions.

Are you financially prepared to buy a house in Pomfret? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Pomfret. We support new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Pomfret.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Pomfret. Then, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Pomfret will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Then, consider how much you can contribute to a down payment. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

It's Go Time! Buy a House in Pomfret, NY

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Pomfret. Contact Mr. Cooper as you look to buy a home in Pomfret. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Customer Reviews for Pomfret, NY

Read real stories from real Mr. Cooper home buyers and sellers in Pomfret, NY. Then contact us to see what we can do for you.

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