What to Know When Buying a House in Plattsburgh, NY
Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in Plattsburgh, NY. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Plattsburgh. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Plattsburgh, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. With Mr. Cooper in your corner, you can make buying a home in Plattsburgh easier.
What If You Are in Escrow with Mr. Cooper?
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. During an escrow period, a third party holds money (or something else of value) in an account until a deal between a buyer and seller is complete. Escrow accounts are used for many types of business handlings, but we shine the spotlight on how it applies to the world of real estate. If you're the home buyer, you typically put a percentage of the property price in the escrow account. If you're the home seller, you take the home off the market during the escrow period so the property can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Plattsburgh
In Plattsburgh, Mr. Cooper is the ally you want to help you along the way when buying a home. We'll give you the information, service, and support you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.