The Process of Buying a Home in Plainview, NY

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Plainview, NY

Strongly considering a home purchase in Plainview? Smart move! You've chosen a vibrant city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and have the inside scoop on Plainview's housing scene.

Plainview is growing by the day, which means Plainview homes don't always come cheap. Sustained economic growth and cultural expansion have helped to entice young families, new businesses, and retirees to the Plainview area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Plainview and its nearby areas still offer a variety of home styles and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your dream house! When buying a house in Plainview, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Plainview will help you see how the northern part differs from the southern part, where to find Plainview's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Plainview, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. You could choose to buy a home in New York or elsewhere. We serve first-time homeowners and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Plainview.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Plainview. Then, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Plainview averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Make Your Move: Buy a Home in Plainview, NY

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Plainview. Contact Mr. Cooper as you look to buy a home in Plainview. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Plainview, NY

Take it from these Mr. Cooper home buyers and sellers in Plainview, NY: We love helping homeowners. Call now to see how we can serve you.

Make buying or selling a Plainview home easier.

Put Mr. Cooper in your corner for a better home buying or selling experience.