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Contact Mr. Cooper in Perinton, NY

When you're buying a home in Perinton, contact Mr. Cooper in Perinton for help along the way. Mr. Cooper is your home loan and loan service ally.

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Meet Mr. Cooper in Perinton, NY

Perinton, NY We're a home loan company in New York that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in New York. This move went beyond a basic name change. We adjusted our business for the better. For one, we got rid of all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Perinton, NY?

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Perinton can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Perinton — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Perinton, NY. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Perinton home buyers. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Perinton home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Perinton.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Perinton and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Perinton. Get Started

Mr. Cooper Mortgage Refinancing in Perinton, NY

Mr. Cooper offers mortgage refinancing in Perinton in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Perinton home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Perinton can help you learn more about refinancing and choose the right refinance option for your situation.

Buy a House in Perinton with Mr. Cooper's Help

Buying a house in Perinton, NY? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Perinton. Despite New York's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Perinton. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. ​​[content-title-10] Turn to Mr. Cooper Customer Service in Perinton, NY

Need Help? Contact Mr. Cooper Customer Service in Perinton, NY

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

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Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.