What to Know When Buying a House in Pearl River, NY
Buying a home can be as exhilarating as it is stressful — particularly when you're new to the process and are a first-time home buyer in Pearl River, NY. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Contact Mr. Cooper today to learn more. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can buy in Pearl River. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Pearl River. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can spend on a new home. Finally, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Pearl River could be even easier when you have Mr. Cooper in your corner.
Sell Your House in Pearl River, NY with Mr. Cooper's Help
Similar to buying a house, selling a house in Pearl River, NY can feel both rewarding and stressful — but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Finding a new home while trying to sell your old one is just one example. The home inventory in Pearl River can be limited, with changes in property happening by the day. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper knows this obstacle and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional team members and resources to help you take on tough challenges AND save money on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Ask about our Agent Assurance program in Pearl River to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Pearl River!
What to Know If You’re in Escrow with Mr. Cooper
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a deal between a buyer and seller is complete. Escrow accounts are used for many types of business handlings, but we shine the spotlight on how it is used in real estate. If you're the one buying the home, you typically put a percentage of the property price in the escrow account. As a home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Contact one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. We can show you a better way.
Mr. Cooper is More Than a Home Lender in Pearl River
In the Pearl River area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Building credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We think you can be different. All you need is knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.