Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves Lloyd Harbor, NY

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Lloyd Harbor.

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Lloyd Harbor, NY

Lloyd Harbor, NY We're a home loan company in New York that values people over paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in New York. This move went beyond a basic name change. We overhauled our business to serve you better. How? First off, we eliminated all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. Then and now, we're here to serve you.

Prequalify for a Mortgage in Lloyd Harbor, NY with Mr. Cooper

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Lloyd Harbor can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Lloyd Harbor — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Lloyd Harbor, NY. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Lloyd Harbor. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Lloyd Harbor home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Lloyd Harbor.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Lloyd Harbor and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Lloyd Harbor. Get Started

Mr. Cooper Mortgage Refinancing in Lloyd Harbor, NY

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Lloyd Harbor. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Lloyd Harbor house!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Lloyd Harbor can help you learn more about refinancing and choose the right refinance option.

Buying a House in Lloyd Harbor with Mr. Cooper

Buying a house in Lloyd Harbor, NY? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Lloyd Harbor. New York's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Lloyd Harbor. Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. ​​[content-title-10] Turn to Mr. Cooper Customer Service in Lloyd Harbor, NY

Contact Mr. Cooper Customer Service for Help in Lloyd Harbor, NY

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.