Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare Kent, NY Home Loans

For all your Kent home loan needs, call Mr. Cooper. We're your purchase and refinance partner in New York.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Kent, NY

A home isn't a one size fits all kind of thing. Kent home loans aren’t either. Getting the best fit for you may require some comparison shopping! That’s where Mr. Cooper can help. Our mission is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to continue reading for routine information about finding a home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

Check your credit before you start applying for loans and try your best to get it in tip-top shape. A low credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you secure a better rate with your potential lender. Your credit score, financial situation, and the timing in which you wish to make your move can all be a factor in the type of loan that matches your needs. So, what's out there to choose from?

Different Types of Home Loans in Kent, NY

Kent home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA and VA loans fall into the government loan category. Credit and income requirements are often different than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional Mr. Cooper loan officer can help you get to know your options and what comes next, depending on your position in the process.

Get a Preapproval Letter Before You Shop in Kent, NY

Secure a Verified Approval Letter from the lender before you start shopping for homes in Kent to indicate that you're serious about buying a home. A Verified Approval Letter is proof that your finances have been reviewed by the lender, and you have an estimate of how much you can buy. It can also speed up to sellers you can afford the home they’re selling. Call the mortgage team at Mr. Cooper today to chat about everything from your credit, possible loan options and your Verified Approval letter. It could be the perfect season for you to buy a new house in Kent. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews from Real Customers in Kent, NY

Take it from these happy Mr. Cooper mortgage customers in Kent, NY: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.