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Get Help Buying a House in Jericho, NY

Buying a house in Jericho? We know that the process can be tricky, and that’s why Mr. Cooper is here to help.

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What to Know When Buying a House in Jericho, NY

Buy Buying a home can be one of the most satisfying yet challenging things you do in life — especially when you're a first-time home buyer in Jericho, NY. Mr. Cooper is here to help you learn everything you need to know. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started.

We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably afford in Jericho. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Jericho. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Buying a home in Jericho could be even easier when you have Mr. Cooper in your corner.

More on Mr. Cooper Escrow Period

No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. Escrow period is when a third party holds on to something of value, typically money, in a certain account until an exchange between a seller and buyer is complete. Escrow accounts are used for many types of business dealings, but we shine the spotlight on how it applies to real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.

Once you become a homeowner, escrow carries a different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. Let's get you home.

Mr. Cooper Offers More Than Home Loans in Jericho

Around Jericho, Mr. Cooper is a friendly home buying ally to have on your side. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Building credit can be as simple as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.

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Mr. Cooper works to save buyers money at every stage of their journey, from real estate commissions to closing costs.