The Process of Buying a Home in Hicksville, NY

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Hicksville, NY

Thinking about buying a home in Hicksville? Congratulations! You selected an energetic city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and know the Hicksville housing market well.

Hicksville is growing by the day, which means Hicksville homes don't always come cheap. Continued cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Hicksville area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Hicksville and its neighboring areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When looking to buy a house in Hicksville, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Hicksville will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Hicksville's hottest attractions.

Are your finances in the right place to buy a home in Hicksville? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in New York or elsewhere. We help first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Hicksville.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Hicksville. Next, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Searching the web for Hicksville averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Hicksville, NY

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Hicksville. Contact Mr. Cooper as you look to buy a home in Hicksville. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Customer Reviews for Hicksville, NY

Take it from these Mr. Cooper home buyers and sellers in Hicksville, NY: We love helping homeowners. Call now to see how we can serve you.

Make buying or selling a Hicksville home easier.

Put Mr. Cooper in your corner for a better home buying or selling experience.