What to Know When Buying a House in Garden City, NY
Buying a home can be one of the most rewarding yet stressful things you ever do —
and even more so when you're a first-time home buyer in Garden City, NY.
There is so much to learn, and Mr. Cooper is here to explain it all in simple terms.
We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search.
Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time.
You'll learn what questions to ask and when, such as,
"how long has this house been on the market?" and, "how many offers has the seller received so far?"
Contact Mr. Cooper today to learn more.
Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can buy in Garden City. That's a good first step toward home ownership. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Garden City. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can spend on a house. Finally, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Garden City easier. Put Mr. Cooper in your corner.
Mr. Cooper Can Help You Sell Your House in Garden City, NY
Similar to buying a house, selling a house in Garden City, NY can feel both rewarding and stressful — but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. The home inventory in Garden City can be limited, with changes in property happening by the day. It might feel like you can't wait for the right house to pop up. Mr. Cooper knows this obstacle and can equip you with resources to make the sale of your home less stressful. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about our Agent Assurance program in Garden City to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Garden City!
More on Mr. Cooper Escrow Period
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is finalized. The escrow process can be used for all kinds of transactions, but we focus on how it applies to real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're buying or just settling in. See things differently with Mr. Cooper.
Mr. Cooper's Services Go Beyond Just Home Financing in Garden City
Around Garden City, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Many credit mistakes occur when people aren’t paying attention or taking action. We think you can be different. All you need is knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.