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Mr. Cooper Serves Garden City, NY

Mr. Cooper is changing the face of home loans in Garden City, one customer at a time. Contact Mr. Cooper in Garden City for support throughout your journey to home ownership.

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Meet Mr. Cooper in Garden City, NY

Garden City, NY Mr. Cooper is the kind of New York home loan company that prioritizes people, not stacks of paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in New York. The switch signified more than a company name change. We changed the way we did business for the better. First, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. We are here to serve you, both then and now.

Get Pre-Approved for a Mortgage in Garden City, NY with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Garden City can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Garden City — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Garden City, NY. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Garden City home buyers. The federal government does not insure these loans. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

As a Garden City home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Garden City today.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Garden City and are a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Garden City. Get Started

Mr. Cooper Refinancing in Garden City, NY

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Garden City. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Garden City home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Garden City to learn more about refinancing today.

Buy a House in Garden City with Mr. Cooper's Help

 Buying a house in Garden City, NY? Then you'll probably want to look into getting preapproved for a mortgage in Garden City and seek professional assistance for how to buy a home in Garden City. Despite New York's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically  purchase. Next, we can help you get pre-approved for a mortgage in Garden City. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Garden City, NY

Need Help? Contact Mr. Cooper Customer Service in Garden City, NY

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to transfer ownership, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Garden City home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.