Contact Mr. Cooper in Buffalo, NY

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in Buffalo, NY

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Buffalo can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Buffalo — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Buffalo, NY. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Buffalo home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. A couple of key benefits of a conventional loan could include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Buffalo home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Buffalo with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Buffalo and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Buffalo. Get Started

Mr. Cooper Refinancing in Buffalo

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Buffalo. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Buffalo home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Buffalo can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Buffalo with Mr. Cooper's Help

Getting ready to buy a home in Buffalo, NY? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Buffalo. Despite New York's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Buffalo and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Buffalo, NY? Mr. Cooper has your back there, too. We're aware of the challenges that come with selling a home in Buffalo, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Buffalo Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Give us a call for more information about refinancing, home loans, and selling or buying a house in Buffalo. We are here for you.

Mr. Cooper Reviews from Real Customers in Buffalo, NY

Take it from these Mr. Cooper customers in Buffalo, NY. We love helping homeowners. Call now to see how we can serve you.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.