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Why Choose Mr. Cooper in Santa Fe, NM?

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Have You Met Mr. Cooper in Santa Fe, NM?

Mr. Cooper is the kind of New Mexico home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in New Mexico. The switch signified more than a company name change. We overhauled our business to serve you better. For one, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We also reinvigorated the customer experience and added special services to help you out whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Santa Fe, NM?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Santa Fe can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Santa Fe — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Santa Fe, NM. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Santa Fe home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include various term lengths and favorable interest rates.

As a Santa Fe home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Santa Fe. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Santa Fe. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're getting ready to buy a home in Santa Fe and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Santa Fe.

Refinance Your Home Loan in Santa Fe with Mr. Cooper

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Santa Fe. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Santa Fe home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Santa Fe can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Santa Fe with Mr. Cooper's Help

Getting ready to buy a home in Santa Fe, NM? Then you'll probably want to look into getting prequalified for a mortgage in Santa Fe and seek professional assistance for how to buy a home in Santa Fe. Despite New Mexico's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Santa Fe and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Santa Fe, NM? Mr. Cooper can help you there, too. We know the difficulties that come with selling a home in Santa Fe, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Santa Fe to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Contact us to learn more about applying for a home loan, refinancing an existing loan, or buying or selling a home in Santa Fe. We are here for you.

Turn to Mr. Cooper Customer Service in Santa Fe, NM

As your partner in the homeownership journey, we remain committed to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, message us on our social media channels or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.