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Why Choose Mr. Cooper in Hobbs, NM?

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Meet Mr. Cooper in Hobbs, NM

We're a New Mexico home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in New Mexico. This move went beyond a basic name change. We overhauled our business to serve you better. For one, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We also reinvigorated the customer experience and added more services so you get great support whether you're buying, selling, or just living in your home. Then and now, we're here to serve you.

Prequalify for a Mortgage in Hobbs, NM with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Hobbs — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Hobbs, NM. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Hobbs home buyers. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Hobbs home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Hobbs today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Hobbs. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Hobbs and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Hobbs.

Mr. Cooper Refinancing in Hobbs

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Hobbs. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Hobbs home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Hobbs can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Hobbs with Mr. Cooper's Help

Getting ready to buy a home in Hobbs, NM? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Hobbs. The real estate market in New Mexico is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Hobbs and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in Hobbs, NM? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Hobbs, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about our Hobbs Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about home loans, refinancing, and buying or selling a home in Hobbs. We are here for you.

Need Help? Contact Mr. Cooper Customer Service in Hobbs, NM

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you transfer ownership, make a payment, learn about refinancing, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.