Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves Totowa, NJ

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Totowa, NJ

We're a New Jersey home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. Before that, we went by the name Nationstar Mortgage in New Jersey. The change was more than a simple name change. We overhauled our business to serve you better. How? First off, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're selling, buying, or just enjoying the home you have. We are here to serve you, both now and then.

Why Choose Mr. Cooper Mortgages in Totowa, NJ?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Totowa can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Totowa — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Totowa, NJ. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Totowa home buyers. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Totowa home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Totowa today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Totowa. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Totowa and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Totowa.

Mr. Cooper Mortgage Refinancing in Totowa

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Totowa. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Totowa home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Totowa can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Totowa with Mr. Cooper's Help

Are you ready to buy a house in Totowa, NJ? Then you may want to start by seeking professional guidance for how to buy a house in Totowa and get prequalified for a mortgage in Totowa. New Jersey's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Totowa and connect you with our affiliate to find a reliable real estate agent.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Preparing to sell a home in Totowa, NJ? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Totowa, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Totowa to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about home loans, refinancing, and buying or selling a home in Totowa. We're your ally.

Need Help? Contact Mr. Cooper Customer Service in Totowa, NJ

As your partner in the homeownership journey, we remain committed to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.