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Why Choose Mr. Cooper in Rutherford, NJ?

Mr. Cooper is changing the face of home loans in Rutherford, one customer at a time. Contact Mr. Cooper in Rutherford for support throughout your journey to home ownership.

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Meet Mr. Cooper in Rutherford, NJ

Rutherford, NJ We're a New Jersey home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in New Jersey. The switch signified more than a company name change. We changed the way we did business for the better. For one, we eliminated all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Prequalify for a Mortgage in Rutherford, NJ with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Rutherford can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Rutherford, NJ.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Rutherford. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Rutherford home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Rutherford.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Rutherford and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Rutherford. Get Started

Mr. Cooper Mortgage Refinancing in Rutherford, NJ

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Rutherford. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Rutherford home!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in Rutherford to learn more about refinancing today.

Buying a House in Rutherford with Mr. Cooper

Getting ready to buy a home in Rutherford, NJ? Then you may want to start by seeking professional guidance for how to buy a house in Rutherford and get prequalified for a mortgage in Rutherford. The real estate market in New Jersey is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Rutherford. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Rutherford, NJ

Contact Mr. Cooper Customer Service for Help in Rutherford, NJ

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Rutherford home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Rutherford right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.