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Why Choose Mr. Cooper in Passaic, NJ?

When you're buying a home in Passaic, contact Mr. Cooper in Passaic for help along the way. Mr. Cooper is your home loan and loan service ally.

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Who Is Mr. Cooper in Passaic, NJ?

Passaic, NJ Mr. Cooper is the kind of New Jersey home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in New Jersey. The switch signified more than a company name change. We overhauled our business to serve you better. For one, we ended all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. Then and now, you are our top priority.

Why Choose Mr. Cooper Mortgages in Passaic, NJ?

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Passaic — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in Passaic, NJ.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Passaic. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Passaic home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Passaic.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Passaic and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Passaic. Get Started

Mr. Cooper Mortgage Refinancing in Passaic, NJ

Mr. Cooper offers mortgage refinancing in Passaic in addition to new home loans. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Passaic home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Passaic can help you learn more about refinancing and choose the right refinance option for your situation.

Buy a House in Passaic with Mr. Cooper's Help

 Buying a house in Passaic, NJ? Then you may want to start by seeking professional guidance for how to buy a house in Passaic and get prequalified for a mortgage in Passaic. The real estate market in New Jersey is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Passaic. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Contact Mr. Cooper Customer Service for Help in Passaic, NJ

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Passaic home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program pairs you with a local Passaic agent you feel good about.  StreetSmarts puts the latest home listings in Passaic right in your hands so you don't have to worry about missing your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.