Meet Mr. Cooper in Parsippany-Troy Hills, NJ
We're a home loan company in New Jersey that values people over paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in New Jersey. It was more than a simple name change. We adjusted our business for the better. For one, we ended all online transaction fees. We even revamped the customer experience and added more services so you get great support whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Parsippany-Troy Hills, NJ?
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Parsippany-Troy Hills can help you do so much — even learn more about your credit score and finances in general.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Parsippany-Troy Hills, NJ. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in Parsippany-Troy Hills. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan might include favorable interest terms and various term lengths.
Depending on your situation, you may want to consider another type of home loan that's available to many Parsippany-Troy Hills home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Parsippany-Troy Hills today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Parsippany-Troy Hills as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Parsippany-Troy Hills. Get Started
Refinance Your Home Loan in Parsippany-Troy Hills with Mr. Cooper
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Parsippany-Troy Hills. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Parsippany-Troy Hills home just the way you want it!).
There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Parsippany-Troy Hills can help you learn more about refinancing and choose the right refinance option.
Buy a House in Parsippany-Troy Hills with Mr. Cooper's Help
Getting ready to buy a home in Parsippany-Troy Hills, NJ? Then you'll probably want to look into getting prequalified for a mortgage in Parsippany-Troy Hills and seek professional assistance for how to buy a home in Parsippany-Troy Hills. New Jersey's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Parsippany-Troy Hills. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Parsippany-Troy Hills, NJ
Need Help? Contact Mr. Cooper Customer Service in Parsippany-Troy Hills, NJ
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Parsippany-Troy Hills with Mr. Cooper. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts puts the latest home listings in Parsippany-Troy Hills right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.