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Why Choose Mr. Cooper in Middlesex, NJ?

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Middlesex.

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Have You Met Mr. Cooper in Middlesex, NJ?

Middlesex, NJ We're a New Jersey home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in New Jersey. The switch signified more than a company name change. We changed the way we did business for the better. First, we ended all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are buying, shopping, or just living in your home. We are here to serve you, both then and now.

Why Choose Mr. Cooper Mortgages in Middlesex, NJ?

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. There’s a lot you can do with Mr. Cooper in Middlesex — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Middlesex, NJ.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Middlesex home buyers. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Middlesex home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Middlesex with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Middlesex as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Middlesex. Get Started

Mr. Cooper Mortgage Refinancing in Middlesex, NJ

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Middlesex. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Middlesex house!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Middlesex can help you learn more about refinancing and choose the right refinance option.

Buying a Home in Middlesex with Mr. Cooper

 Buying a house in Middlesex, NJ? Then you'll probably want to look into getting prequalified for a mortgage in Middlesex and seek professional assistance for how to buy a home in Middlesex. The real estate market in New Jersey is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Middlesex. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Need Help? Contact Mr. Cooper Customer Service in Middlesex, NJ

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Middlesex home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one.  StreetSmarts puts the latest home listings in Middlesex right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**

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We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.