Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves Lakewood, NJ

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in Lakewood, NJ?

We're a home loan company in New Jersey that values people over paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in New Jersey. The switch signified more than a company name change. We adjusted our business for the better. First, we set up customer service teams in the United States and eliminated all online transaction fees for on-time payments. We also enhanced the customer journey and added more services so you get great support whether you're looking to buy, sell, or simply enjoy your current home. We are here to serve you, both now and then.

Why Choose Mr. Cooper Mortgages in Lakewood, NJ?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Lakewood can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Lakewood — including learning more about finances in general and learning about your credit score.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Lakewood, NJ. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Lakewood home buyers. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

As a Lakewood home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Lakewood today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Lakewood. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in Lakewood as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Lakewood.

Mr. Cooper Mortgage Refinancing in Lakewood

Mr. Cooper offers mortgage refinancing in Lakewood in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Lakewood home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Lakewood can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Lakewood with Mr. Cooper's Help

Are you ready to buy a house in Lakewood, NJ? Then you'll probably want to look into getting prequalified for a mortgage in Lakewood and seek professional assistance for how to buy a home in Lakewood. Despite New Jersey's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Lakewood and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Lakewood, NJ? Mr. Cooper has your back there, too. We understand the obstacles that come with selling a house in Lakewood, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Lakewood Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Lakewood. We are here for you.

Contact Mr. Cooper Customer Service for Help in Lakewood, NJ

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.