Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Hillside, NJ

Ready to buy a house in Hillside but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your Hillside Home Loan

Houses aren't one size fits all. Neither are home loans in Hillside. Finding the right fit for you takes some shopping around! That’s where Mr. Cooper can help. Our goal is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to read on for basic details about picking your Hillside home loan, but also call a Mr. Cooper mortgage expert with questions about your situation.

As you begin searching for home loans, double check your credit and try your best to improve your score. A poor credit rating could mean you'll have a higher interest rate on your mortgage loan. On the other hand, a higher credit rating can help you secure a better rate with your potential lender. Your credit history, finances, and and the timing in which you'd like to make your move can all impact the loan type that aligns with your goals. So, what options are out there for you?

What Types of Loans Are There in Hillside, NJ?

You may have options when it comes to Hillside home loans: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan may be the perfect option for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA and VA loans are both classified as government loans. Credit and income requirements are often laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional loan officer can help you understand your options and next steps, depending on where you are on your journey.

Begin in Hillside, NJ with a Preapproval Letter

Talk to your lender about a Verified Approval Letter. Get one before you start shopping for homes in Hillside to show that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also speed up with the real estate agent and seller because they know you can afford the home. Call the mortgage team at Mr. Cooper today to discuss everything from your credit, possible loan options and your Verified Approval letter. It could be the perfect season for you to buy a new house in Hillside. Call now to get the super-smart help you want!

Mr. Cooper Reviews from Real Customers in Hillside, NJ

Read reviews from actual Mr. Cooper home mortgage customers in Hillside, NJ.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.