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Why Choose Mr. Cooper in Hawthorne, NJ?

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in Hawthorne.

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Have You Met Mr. Cooper in Hawthorne, NJ?

Hawthorne, NJ We're a home loan company in New Jersey that values people over paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in New Jersey. This move went beyond a basic name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're buying, shopping, or just living in your home. Then and now, you are our top priority.

Why Choose Mr. Cooper Mortgages in Hawthorne, NJ?

Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Hawthorne can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Hawthorne can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Hawthorne, NJ.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Hawthorne home buyers. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Hawthorne home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Hawthorne today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Hawthorne and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Hawthorne. Get Started

Mr. Cooper Refinancing in Hawthorne, NJ

Mr. Cooper offers mortgage refinancing in Hawthorne in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Hawthorne home!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Hawthorne to learn more about refinancing today.

Buying a House in Hawthorne with Mr. Cooper

Getting ready to buy a home in Hawthorne, NJ? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Hawthorne. The real estate market in New Jersey is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Hawthorne. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Hawthorne, NJ

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Hawthorne home buying journey. Our Agent Assurance program pairs you with a local Hawthorne agent you feel good about.  StreetSmarts puts the latest home listings in Hawthorne right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.