Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in Hawthorne, NJ?

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in Hawthorne, NJ?

We're a home loan company in New Jersey that values people over paperwork. As our business has evolved over the years, our company name has, too. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in New Jersey. This move went beyond a basic name change. We changed the way we did business for the better. How? First off, we set up customer service teams in the United States and got rid of online transaction fees for on-time payments. We even revamped the customer experience and added more services so you get great support whether you're looking to buy, sell, or simply enjoy your current home. We are here to serve you, both now and then.

Why Choose Mr. Cooper Mortgages in Hawthorne, NJ?

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Hawthorne can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Hawthorne can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Hawthorne, NJ. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Hawthorne home buyers. The federal government does not insure these loans. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. A couple of key benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Hawthorne home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Hawthorne today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Hawthorne. Get Started

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Hawthorne and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Hawthorne.

Mr. Cooper Refinancing in Hawthorne

Mr. Cooper offers mortgage refinancing in Hawthorne in addition to new home loans. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Hawthorne home!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Hawthorne to learn more about refinancing today.

Selling or Buying a House in Hawthorne with Mr. Cooper

Getting ready to buy a home in Hawthorne, NJ? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Hawthorne. The real estate market in New Jersey is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Hawthorne and introduce you to our affiliate to find a dependable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Hawthorne, NJ? Mr. Cooper can help you there, too. We're aware of the obstacles that come with selling a house in Hawthorne, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Hawthorne to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Contact us to learn more about home loans, refinancing, and buying or selling a home in Hawthorne. We’ve got your back.

Turn to Mr. Cooper Customer Service in Hawthorne, NJ

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can touch base with Mr. Cooper customer service when it's right for you. Sign in to our secure online message portal, email, call, drop a note in one of our social media channels or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% U.S.-based and 100% ready to help keep your vision for homeownership alive.

What’s Your Goal?

We're changing the face of home loans.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.