Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in Barnegat, NJ

Busy? Have us call you back. Call Me Back

More Information

Who Is Mr. Cooper in Barnegat, NJ?

We're a New Jersey home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in New Jersey. The change was more than a simple name change. We changed the way we did business for the better. First, we put customer service operations back on U.S. soil and got rid of online transaction fees for on-time payments. We even revamped the customer experience and added special services to help you out whether you're selling, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Mr. Cooper Mortgages in Barnegat, NJ

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Barnegat can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Barnegat can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Barnegat, NJ. Give us a call to see how it applies to you. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Barnegat home buyers. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan could include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Barnegat home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Barnegat. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Barnegat. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Barnegat and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Barnegat.

Mr. Cooper Mortgage Refinancing in Barnegat

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Barnegat. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Barnegat house!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Barnegat can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Barnegat with Mr. Cooper

Getting ready to buy a home in Barnegat, NJ? Then you'll probably want to look into getting prequalified for a mortgage in Barnegat and seek professional assistance for how to buy a home in Barnegat. Despite New Jersey's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Barnegat and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Barnegat, NJ? Mr. Cooper has your back there, too. We're aware of the challenges that come with selling a home in Barnegat, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Barnegat Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about home loans, refinancing, and buying or selling a home in Barnegat. We’ve got your back.

Need Help? Contact Mr. Cooper Customer Service in Barnegat, NJ

As your partner in the homeownership journey, we remain committed to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.