The Process of Buying a Home in Exeter, NH

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Understanding the Exeter, NH Housing Landscape

Strongly considering a home purchase in Exeter? Smart move! You selected a lively city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers across the country and are familiar with the ins-and-outs of the Exeter housing market.

Given all of New Hampshire's growth, Exeter homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Exeter area, but so much change also means a strain on housing options, school capacities, and city roads. Despite this, Exeter and its neighboring areas still offer a variety of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When buying a house in Exeter, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Traveling around Exeter will also give you an idea of why homes in west Exeter are priced differently than homes in east Exeter, where to find Exeter's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Exeter? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Exeter. We help first-time homeowners and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Exeter.

First, calculate how much house you can afford. This will help you narrow your search when house hunting in Exeter. Next, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Exeter will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Move Up and Out: Buying Your Dream House in Exeter, NH

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Exeter, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Exeter. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Exeter, NH

Take it from these Mr. Cooper home buyers and sellers in Exeter, NH: We love helping homeowners. Call now to see how we can serve you.

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