Types of Mr. Cooper Home Loans in Exeter, NH
In Exeter, planning a home purchase is easier when you have Mr. Cooper on your side. As a top-20 home lender and the third-largest home loan servicer in the country, we have decades of experience to help you evaluate your loan options and chart a path for home buying success.
A Mr. Cooper mortgage professional can create a personalized strategy that will help you get smarter about your home loan options. We can help you determine what today's mortgage rates are in Exeter, how much house you can afford, and also get prequalified for a mortgage in Exeter. Our mortgage professionals get to know your unique financial and living situation to come up with a strategic plan for securing the best mortgage for your needs. Keep reading to learn more about different home mortgages and call one of Mr. Cooper's mortgage professionals in Exeter to start your journey. You could prequalify for a mortgage in no time. Get Started
Are You Eligible for an FHA Loan in Exeter, NH?
If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. This government-insured loan type is behind nearly 1 in 5 of all homebuyers. The loan program largely caters to homebuyers who cannot afford the usual 20% down payment that many private lenders require. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.
Around Exeter, Mr. Cooper has seen FHA loans increase in popularity alongside the rise of rental costs and student loan debt — two things that can make it hard to save money for a large down payment. FHA loans can also be accessible to borrowers with less than perfect credit scores. Wherever you are on your journey, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.
Mr. Cooper Can Be Your Guide to Exeter VA Loans
This nation's service men and women, veterans, and their spouses deserve nothing but the best. Mr. Cooper can lend their expertise in helping you get qualified for a VA home loan in Exeter if you think you might be eligible for one. Reach out to Mr. Cooper if you’re ready to buy a home in Exeter and think that you might be eligible for a VA loan. This type of financing has many benefits and can make the home buying process simpler. Many times, interest rates are substantially lower than the rest of the mortgage market. There's also a possibility that you won't have to put down a down payment. With a Mr. Cooper professional guiding you through the application process, checking your VA eligibility for a VA loan in Exeter is quick and easy.
When to Consider Mr. Cooper Jumbo Loans in Exeter
Jumbo loans are a special financing option for some homebuyers in Exeter. A jumbo mortgage, or a jumbo loan, surpasses the limits of a conventional loan. Jumbo loans are often in the millions and are designed to help people buy or refinance higher-valued real estate. If you'd like to use a jumbo loan to buy a home in Exeter, you will most likely require a larger loan amount that surpasses conventional loan limits. For more information on jumbo loan eligibility in Exeter, contact Mr. Cooper.
Mr. Cooper Can Help You Buy a Home in Exeter
Mr. Cooper's family of mortgage professionals is ready to help you buy a house in Exeter. But we know that means different things to different people. Some people just want to check mortgage rates in Exeter. Others want to learn how to get preapproved for a mortgage loan in Exeter. While others are ready to apply for a home loan and close as soon as possible! No matter what you're looking for, Mr. Cooper's home buyer program in Exeter can help you find it. Contact a mortgage professional today.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.