Buying a House in Durham, NH Is Easier with Mr. Cooper
Buying a home can be one of the most satisfying yet challenging things you do in life — and even more so when you're a first-time home buyer in Durham, NH. Mr. Cooper is here to help you learn everything you need to know. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey.
We'll start by helping you estimate how much house you can afford to buy in Durham. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Durham. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can afford to spend on a house. Finally, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Make buying a home in Durham easier. Put Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until a transaction between a seller and buyer is complete. The escrow process can be used for all kinds of business handlings, but we narrow in on how it is used in real estate. If you're the one buying the home, you typically put a percentage of the property price in the escrow account. If you're the home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account helps take away the anxiety of saving for and keeping up with those expenses. Contact one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. Let's get you home.
Mr. Cooper Offers More Than Home Loans in Durham
In the Durham area, Mr. Cooper is a friendly home buying ally to have on your side. We'll give you the support, service, and information you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We believe that with a little knowledge, you can be different. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.