The Process of Buying a Home in Dover, NH

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Exploring Dover, NH From North to South

Strongly considering a home purchase in Dover? Great idea! You selected an energetic city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Dover housing market.

Dover is growing by the day, which means Dover homes don't always come cheap. Sustained support for local businesses and cultural growth have helped to beckon entrepreneurs, retirees, and new graduates to the Dover area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Dover and its nearby areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a home in Dover, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Dover will also help you get a feel for how homes in east Dover differ from west Dover, where to find Dover's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Dover? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Dover. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Dover.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Dover. After that, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. Everyone's situation will differ, but a quick online search for average expenses in Dover will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, look at how much money you can put toward a down payment. Putting at least 20% down will improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Dover, NH

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Dover. Contact Mr. Cooper as you prepare to buy a house in Dover. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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Buying or selling a house in Dover? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.