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The Process of Buying a Home in Summerlin South, NV

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Get Familiar with the Lay of the Land in Summerlin South, NV

Ready to lay down some roots and buy a house in Summerlin South? Congratulations! You picked a colorful city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers nationwide and have the inside scoop on Summerlin South's housing scene.

Given all of Nevada's growth, Summerlin South homes aren't always easy to find at a comfortable price. Sustained economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Summerlin South area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Summerlin South and its nearby areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (fingers-crossed) your dream home! When buying a home in Summerlin South, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Summerlin South will also give you an idea of why homes in west Summerlin South are priced differently than homes in east Summerlin South, what the communities are like, and where to find Summerlin South's coolest attractions.

Are your finances in the right place to buy a home in Summerlin South? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Nevada or somewhere else entirely. We serve experienced homeowners and first-time homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Summerlin South.

First, estimate how much house you can afford. This will help determine the price range for your Summerlin South house hunt. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Searching the web for Summerlin South averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Summerlin South, NV

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Summerlin South. Contact Mr. Cooper as you prepare to buy a house in Summerlin South. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Summerlin South, NV

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