What to Know When Buying a House in Kearney, NE
Buying a home can be one of the most satisfying yet challenging things you do in life — particularly when you're new to the process and are a first-time home buyer in Kearney, NE. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can afford to buy in Kearney. That's a good first step toward home ownership. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Kearney. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Kearney easier. Put Mr. Cooper in your corner.
What to Know When Selling a House in Kearney, NE
We've been there. We know that selling a house in Kearney, NE is one part joy and one part stress. Sellers face unique challenges. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. The home inventory in Kearney can be limited, with changes in property happening by the day. You might feel like you can't afford to wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other hurdles are less tangible, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Not to mention, you still have to plan your move!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Learn more about the Agent Assurance program in Kearney to see how it could help you maximize your money as both a home seller and buyer in Kearney!
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. During an escrow period, a third party holds money (or something else of value) in an account until an exchange between a seller and buyer is complete. The escrow process can be used for all kinds of business dealings, but we focus on how it applies to the world of real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. If you're the home seller, you take the home off the market during the escrow period so the property can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Reach out to one of our customer service agents today to talk about your Mr. Cooper escrow account or former Nationstar escrow account. We're your partner in the homeownership journey, whether you're buying or just settling in. See things differently with Mr. Cooper.
Mr. Cooper Offers More Than Home Loans in Kearney
In Kearney, Mr. Cooper is a friendly home buying and selling ally to have on your side. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Improving credit can be as simple as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. We think you can be different. All you need is knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.