Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Washington, MO Home Loan That's Best for You

Ready to buy a house in Washington but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Washington, MO That's Best for You

Homes aren't one size fits all structures. Washington home loans aren’t either. Finding the right fit for you takes some shopping around! That's where Mr. Cooper comes in. Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We encourage you to read on for general details about picking your Washington home loan, but also reach out to Mr. Cooper professional with any mortgage questions you might have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A poor credit rating may mean you are presented with a higher interest rate on your loan. On the flip side, a higher credit rating can help you advocate for your best rate with a lender. Your credit score, finances, and and the timeline you're looking to move can all affect the type of home loan that fits your needs. So, what loans can you pick from?

What Types of Loans Are There in Washington, MO?

There are several different types of home loans available to Washington home buyers: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

FHA and VA loans are both classified as government loans. Credit and salary/wage requirements are usually a little more different criteria than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Begin in Washington, MO with a Preapproval Letter

Get a Verified Approval Letter from your lender before you start shopping for homes in Washington to show that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show seller’s you’re serious about the home they’re selling. Call the mortgage team at Mr. Cooper today to discuss everything from your credit, possible loan options and your Verified Approval letter. Now could be the perfect time for you to buy a house in Washington. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews from Real Customers in Washington, MO

Read reviews from actual Mr. Cooper home mortgage customers in Washington, MO.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-approved and get into the home of your dreams.