Why Choose Mr. Cooper in Ste. Genevieve, MO?

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Mr. Cooper Mortgages in Ste. Genevieve, MO

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Ste. Genevieve can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Ste. Genevieve — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Ste. Genevieve, MO. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Ste. Genevieve. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan may include numerous term lengths and agreeable interest rates.

FHA is another home loan type that may be available to you as a Ste. Genevieve home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Ste. Genevieve today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Ste. Genevieve and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Ste. Genevieve. Get Started

Refinance Your Home Loan in Ste. Genevieve with Mr. Cooper

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Ste. Genevieve. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can invest more money in making memories in your Ste. Genevieve house!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Ste. Genevieve can help you learn more about refinancing and choose the right refinance option for your situation.

Buy or Sell a House in Ste. Genevieve with Mr. Cooper's Help

Getting ready to buy a home in Ste. Genevieve, MO? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Ste. Genevieve. Missouri's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Ste. Genevieve and recommend you to our affiliate to locate a good real estate agent near you.* Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Ste. Genevieve, MO? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Ste. Genevieve, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Ste. Genevieve to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Ste. Genevieve. We're your ally.

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