Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Apply for a Home Loan in Pevely, MO

Ready to move? Let's do it. Compare home loans in Pevely, MO with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

Get Started on Your Pevely Home Loan Journey

Homes aren't one size fits all structures. Pevely home loans aren’t either. Securing the correct fit for your needs takes some shopping around! Mr. Cooper can help! Our aim is to keep the dream of homeownership alive starting with the loan process. We hope you'll keep reading for basic information about selecting a mortgage loan, but also contact a Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A low credit score may mean you end up with a higher interest rate on your home loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit history, financial state, and the timeline you're looking to move can all be a factor in the type of loan that matches your needs. So, what's out there to choose from?

What Types of Loans Are There in Pevely, MO?

You may have options when it comes to Pevely home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan could be a great route for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA loans and VA loans are both types of government loans. Credit and salary/wage requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you compare loans and plan your next steps, depending on where you are on your journey.

Get a Preapproval Letter Before You Shop in Pevely, MO

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in Pevely to show that you really do intend to buy. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. The letter can also carry more weight to sellers you can buy the home they’re selling. Contact a Mr. Cooper mortgage professional today to chat about everything from your credit, possible loan options and your Verified Approval letter. Now is a great time for buying a home in Pevely. What are you waiting for? See how we can help you navigate your next home-buying experience!

Pevely, MO Mr. Cooper Reviews

Take it from these happy Mr. Cooper mortgage customers in Pevely, MO: We love helping homeowners. Call now to see how we can serve you.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

With Mr. Cooper, you can get pre-approved for a mortgage and get into a new home sooner.