All About Buying a House in Oakville, MO

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Get Familiar with the Lay of the Land in Oakville, MO

Thinking about buying a home in Oakville? Congratulations! You picked a lively city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Oakville housing market.

Oakville's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Oakville area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Oakville and its nearby areas still offer a variety of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream home! When buying a house in Oakville, consider the home's location in relation to your everyday activities. If you can, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Oakville will help you see how the northern part differs from the southern part, where to find Oakville's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Oakville? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Oakville. We support new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Oakville.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Oakville. Next, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Oakville averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

It's Go Time! Buy a House in Oakville, MO

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Oakville, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Oakville. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Oakville, MO

Take it from these Mr. Cooper home buyers and sellers in Oakville, MO: We love helping homeowners. Call now to see how we can serve you.

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Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.