What to Know When Buying a House in Lemay, MO
Buying a home can be one of the most satisfying yet challenging things you do in life —
particularly when you're new to the process and are a first-time home buyer in Lemay, MO.
There is so much to learn, and Mr. Cooper is here to explain it all in simple, easy to follow terms.
We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home.
Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time.
You'll learn what questions to ask and when, such as,
"how long has this house been on the market?" and, "how many offers has the seller received so far?"
Call Mr. Cooper to start your home buying journey.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Lemay. We'll then walk you through getting prequalified, which could help you get ahead of the game. Mortgage prequalification is one of the most important things you can do when buying a house in Lemay. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can afford to spend on a new home. Mr. Cooper can even connect you with vetted real estate agents near you.* Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Make buying a home in Lemay easier. Put Mr. Cooper in your corner.
Sell Your House in Lemay, MO with Mr. Cooper's Help
Selling a home in Lemay, MO can be equally as rewarding as it is stressful, but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. You have a limited supply of Lemay homes to choose from, and changes in property can happen all the time. You want to wait for the right home but might not feel like you can afford to. Mr. Cooper knows this obstacle and can equip you with resources to make the sale of your home less stressful. Other obstacles are less concrete, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to plan your move!
At Mr. Cooper, we can connect you with professional resources and team members via our affiliate to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs.* Ask about the Mr. Cooper Real Estate Rewards program in Lemay to learn more!
Mr. Cooper is More Than a Home Lender in Lemay
Around Lemay, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
- Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- *Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.