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Mr. Cooper Mortgages in Lees Summit, MO

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Lees Summit can help you do so much — even learn more about your credit score and finances in general.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Lees Summit, MO. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Lees Summit home buyers and are actually one of the most common mortgage options. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan may include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Lees Summit home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Lees Summit with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Lees Summit as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Lees Summit. Get Started

Mr. Cooper Mortgage Refinancing in Lees Summit

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Lees Summit. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more money on making memories and building a life in your Lees Summit home!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Lees Summit can help you learn more about refinancing and choose the right refinance option.

Selling or Buying a House in Lees Summit with Mr. Cooper

Getting ready to buy a home in Lees Summit, MO? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Lees Summit. Despite Missouri's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Lees Summit and connect you with our affiliate to find a reliable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Lees Summit, MO? Turn to Mr. Cooper for help. We understand the obstacles that come with selling a house in Lees Summit, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Lees Summit Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Lees Summit. We are here for you.

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