What to Know When Buying a House in Independence, MO
Buying a home can be one of the most satisfying yet challenging things you do in life — particularly when you're new to the process and are a first-time home buyer in Independence, MO. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what to ask and when, such as, "how many offers has the seller received so far?" and, "how long has this house been for sale?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll start by helping you estimate how much house you can buy in Independence. That's a good first step toward home ownership. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Independence. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Independence easier. Put Mr. Cooper in your corner.
Sell Your House in Independence, MO with Mr. Cooper's Help
Similar to buying a house, selling a house in Independence, MO can feel both rewarding and stressful — but for different reasons. Sellers face unique challenges. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. There are only so many homes to choose from around Independence, and inventory is always changing. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other hurdles are less tangible, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about our Agent Assurance program in Independence to learn how our money-maximizing real estate program could support you as both a home buyer and seller in Independence!
More on Mr. Cooper Escrow Period
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. The escrow period is when a third party holds something of value, usually money, in a special account until an exchange between a seller and buyer is finished. An escrow account can be used for all types of business dealings, but we shine the spotlight on how it is used in real estate. If you're the one buying the home, you typically put a percentage of the property price in the escrow account. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Connect with one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. We can show you a better way.
Mr. Cooper Offers More Than Home Loans in Independence
In the Independence area, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the information, service, and support you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as simple as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy or sell a house even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.