All About Buying a House in Hazelwood, MO

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Exploring Hazelwood, MO From North to South

Ready to lay down some roots and buy a house in Hazelwood? Awesome! You've chosen a vibrant city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and know the Hazelwood housing market well.

Hazelwood is growing by the day, which means Hazelwood homes don't always come cheap. Continued economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Hazelwood area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Hazelwood and the surrounding areas still offer a wide range of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream house! When looking to buy a house in Hazelwood, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Hazelwood will also give you an idea of why homes in west Hazelwood are priced differently than homes in east Hazelwood, what the neighborhoods are like, and where to find Hazelwood's hottest attractions.

Are you financially prepared to buy a house in Hazelwood? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Hazelwood. We help new and experienced homeowners alike. Read through the following steps to help you figure out if your finances are in the right place to buy a house in Hazelwood.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Hazelwood. Then, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Hazelwood averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Hazelwood, MO

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Hazelwood. Contact Mr. Cooper as you get ready to buy a house in Hazelwood. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Customer Reviews for Hazelwood, MO

Read real stories from real Mr. Cooper home buyers and sellers in Hazelwood, MO. Then contact us to see what we can do for you.

Buying or selling a house in Hazelwood? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.