Contact Mr. Cooper in Ellisville, MO

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Why Choose Mr. Cooper Mortgages in Ellisville, MO?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Ellisville can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Ellisville can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Ellisville, MO. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Ellisville home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some advantages of a conventional loan could include various term lengths and favorable interest rates.

FHA is another home loan type that may be available to you as a Ellisville home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Ellisville with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Ellisville as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Ellisville. Get Started

Mr. Cooper Mortgage Refinancing in Ellisville

Mr. Cooper offers mortgage refinancing in Ellisville in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Ellisville home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Mr. Cooper in Ellisville can help you learn more about refinancing and choose the right refinance option for your situation.

Selling or Buying a House in Ellisville with Mr. Cooper

Are you ready to buy a house in Ellisville, MO? Then you'll probably want to look into getting prequalified for a mortgage in Ellisville and seek professional assistance for how to buy a home in Ellisville. The real estate market in Missouri is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Ellisville and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Ellisville, MO? Mr. Cooper can help you there, too. We know the obstacles that come with selling a house in Ellisville, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Ellisville to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about home loans, refinancing, and buying or selling a home in Ellisville. We’ve got your back.

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We see home loans differently. We see them through your eyes.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.