Buying a House in Cape Girardeau, MO Is Easier with Mr. Cooper
Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in Cape Girardeau, MO. Mr. Cooper is here to help you learn everything you need to know. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. We'll get you set up with a trusted agent who will help you every step of the way. We call it the Mr. Cooper Agent Assurance program.
We'll start by helping you estimate how much house you can buy in Cape Girardeau. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Cape Girardeau. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can spend on your new home. Last but not least, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Buying a home in Cape Girardeau could be even easier when you have Mr. Cooper in your corner.
Sell Your House in Cape Girardeau, MO with Mr. Cooper's Help
Similar to buying a house, selling a house in Cape Girardeau, MO can feel both rewarding and stressful — but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands every bit of those difficulties and can help you have your best home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. The home inventory in Cape Girardeau can be limited, with changes in property happening by the day. You want to wait for the right home but might not feel like you can. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Not to mention, you still have to pack up every room!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about Mr. Cooper's Agent Assurance program in Cape Girardeau to see how it could help you save time and money as a homebuyer or seller in Cape Girardeau!
What to Know If You’re in Escrow with Mr. Cooper
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. The escrow period is when a third party holds something of value, usually money, in a special account until a transaction between a seller and buyer is finalized. An escrow account can be used for all types of transactions, but we shine the spotlight on how it is used in real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're your partner in the homeownership journey, whether you're buying or settling in. Let's get you home.
Mr. Cooper is More Than a Home Lender in Cape Girardeau
In the Cape Girardeau area, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the support, service, and information you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. You can be different. All it takes is a little knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.