Contact Mr. Cooper in Southaven, MS

Call us now: (888) 511-7785  Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Southaven, MS?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Southaven can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Southaven — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Southaven, MS. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for Southaven home buyers. These are loans that are not insured by the federal government. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

As a Southaven home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Southaven with Mr. Cooper.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Southaven as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Southaven. Get Started

Mr. Cooper Mortgage Refinancing in Southaven

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Southaven. Refinancing a home loan is simple. It means you pay off your existing home loan and replace it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to secure a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Southaven home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. There's refinancing to get a more favorable interest rate or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Whatever your situation, Mr. Cooper in Southaven can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in Southaven with Mr. Cooper

Are you ready to buy a house in Southaven, MS? Then you'll probably want to look into getting prequalified for a mortgage in Southaven and seek professional assistance for how to buy a home in Southaven. Mississippi's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can walk you through getting prequalified to buy a home in Southaven and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Southaven, MS? Mr. Cooper has your back there, too. We understand the challenges that come with selling a home in Southaven, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Southaven to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Contact us to learn more about refinancing, home loans, and selling or buying a house in Southaven. We are here for you.

Mr. Cooper Reviews for Southaven, MS

Take it from these Mr. Cooper customers in Southaven, MS. We love helping homeowners. Call now to see how we can serve you.

What’s Your Goal?

We're changing the face of home loans.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.