Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Olive Branch, MS

For all your Olive Branch home loan needs, call Mr. Cooper. We're your purchase and refinance partner in Mississippi.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Olive Branch, MS That's Best for You

Homes aren't one size fits all structures. Olive Branch home loans aren’t either. Finding the right fit for you takes some shopping around! That's where Mr. Cooper comes in. Our aim is to transform the homeownership journey into an enjoyable one, starting with the mortgage loan process. We hope you'll keep reading for introductory details about picking your Olive Branch home loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A low credit score may mean you are presented with a higher interest rate on your loan. On the flip side, a high credit score can help you advocate for your best rate with a lender. Your credit strength, finances, and and the timing in which you're looking to move can all impact the type of loan that matches your needs. So, what's out there to choose from?

What Types of Loans Are There in Olive Branch, MS?

Olive Branch home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loans might be a good choice for you if you're ready to make a down payment of at least 3% (depending on your situation), your credit is healthy, and your income and employment history are stable.

FHA loans and VA loans are both types of government loans. Credit and salary/wage requirements are usually a little more laid-back than conventional loans. And if you're a veteran, active-duty service member or surviving spouse, you may be eligible to apply for a VA new home loan. Which one of these home loans is a good fit for you? A professional loan officer can help you compare loans and plan your next steps, depending on your position in the process.

Begin in Olive Branch, MS with a Preapproval Letter

Talk to your lender about a Verified Approval Letter. Get one before you start going to Open Houses in Olive Branch to indicate that you're a serious buyer. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show with the real estate agent and seller because they’re know you can afford the home. Contact a Mr. Cooper mortgage professional today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Olive Branch. See how we can help you navigate your next home-buying experience!

Olive Branch, MS Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Olive Branch, MS.

Overall Rating

out of 5 stars ( customer reviews)

We're here to support you on the path to home ownership.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.