The Process of Buying a Home in Hattiesburg, MS

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Exploring Hattiesburg, MS From North to South

Strongly considering a home purchase in Hattiesburg? Great idea! You've chosen an energetic city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and have the inside scoop on Hattiesburg's housing scene.

Hattiesburg's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Hattiesburg area, but so much change also means more traffic, more competition, and a need for more schools. That said, Hattiesburg and the surrounding areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When buying a house in Hattiesburg, consider the home's location in relation to your everyday activities. If possible, test drive your trip from the house to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Traveling around Hattiesburg will also give you an idea of why homes in west Hattiesburg are priced differently than homes in east Hattiesburg, what the neighborhoods are like, and where to find Hattiesburg's hottest attractions.

Are your finances in the right place to buy a home in Hattiesburg? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Mississippi or somewhere else entirely. We help experienced homeowners and first-time homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Hattiesburg.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Hattiesburg. Next, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Hattiesburg averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Make Your Move: Buy a Home in Hattiesburg, MS

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Hattiesburg. Contact Mr. Cooper as you get ready to buy a house in Hattiesburg. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Customer Reviews for Hattiesburg, MS

Take it from these Mr. Cooper home buyers and sellers in Hattiesburg, MS: We love helping homeowners. Call now to see how we can serve you.

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