Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in Waconia, MN

When you're buying a home in Waconia, contact Mr. Cooper in Waconia for help along the way. Mr. Cooper is your home loan and loan service ally.

Busy? Have us call you back. Call Me Back

More Information

Meet Mr. Cooper in Waconia, MN

Waconia, MN We're a Minnesota home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Minnesota. The switch signified more than a company name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We also enhanced the customer journey and increased our services so you get quality support whether you are looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.

Mr. Cooper Mortgages in Waconia, MN

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in Waconia — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Waconia, MN. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Waconia. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Waconia home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Waconia with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Waconia and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Waconia. Get Started

Mr. Cooper Mortgage Refinancing in Waconia, MN

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Waconia. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Waconia house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Waconia to learn more about refinancing today.

Buying a Home in Waconia with Mr. Cooper

Getting ready to buy a home in Waconia, MN? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Waconia. Despite Minnesota's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Next, we can help you prequalify for a mortgage in Waconia. Last but not least, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Contact Mr. Cooper Customer Service for Help in Waconia, MN

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.